Void where Prohibited By Law

Any product, service, feature, or function offered on the website is void where prohibited by law.

Downloading

You may download material displayed on the Vida Bank website for personal and non-commercial use only. You are prohibited to distribute, modify, transmit, use, or reuse any of the contents of the Vida Bank website for public or commercial purpose without the written consent of Vida Bank. All copyright, proprietary notices and rules on downloaded and/or copied material must be retained.

Prohibited Activities

Unauthorized access to any part of this website is prohibited. You may not copy, scan, probe, or breach the security measures of this Website or the systems that support it.

Copyright

Vida Bank recognizes the trademarks of VISA®, MASTERCARD®, DISCOVER®, in accordance with the delivery of services to Vida Bank. Images displayed on my.vida-bank.com are property of or used with permission by Vida Bank. Use of these images by third parties is prohibited unless expressed on Vida Bank websites. Any unauthorized use of these images may violate, copyright, trademark, and laws of privacy and publicity.

Privacy

By using this Website, you acknowledge and expressly authorize that Vida Bank may provide your personal information to appropriate financial institutions, processors, and third parties under contract with affiliates for providing a subset of the payment services (i.e.: credit authorization and fraud screening). Federal and state privacy laws govern the use of personally identifiable consumer information for financial institutions. For other third parties under contract with Vida Bank and/or subsidiary, the use and distribution of your personal information will be used by such entity for its internal use. These transactions are treated as confidential and will be transferred between Vida Bank website and you via encrypted and secured connection. Merchant is permitted to place an order based on the personal information you provide. Use of your personal information should be governed by agreement with merchant.

NO WARRANTY

USE OF SERVICE IS AT INDIVIDUAL'S RISK. Vida Bank OR ITS AFFILIATES, EMPLOYEES, OR AGENTS DO NOT IN ANY WAY SHAPE OR FORM WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED AND/OR ERROR FREE. THE SERVICE PROVIDED IS "AS IS” AND “AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND INCLUDING TITLE, MERCHANTABILITY, PUBLISHING ERRORS, OR FITNESS FOR A PARTICULAR PURPOSE. Vida Bank WILL MAKE REASONABLE EFFORTS TO ENSURE THAT REQUESTS ARE PROCESSED IN A TIMELY MANNER WITHOUT WARRANTIES REGARDING THE AMOUNT OF TIME NEEDED TO COMPLETE ROCESSING. SERVICE IS SUBJECT TO DELAYS INVOLVING INTEGRATION, BANKING, INTERNET, AND/OR INTERNATIONAL MAIL SERVICES.

LIMITATION OF LIABILITY

Vida Bank, ITS SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND/OR AFFILIATES ARE NOT LIABLE FOR DIRECT, INDIRECT, OR CONSEQUENTIAL DAMAGES FROM ANY USE OF THE Vida Bank SERVICE. Vida Bank, ITS SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND/OR AFFILIATES ARE NOT RESPONSIBLE FOR ANY ACTS OR OMISSIONS OF THIRD PARTIES RELATED TO THE SERVICE. MOREOVER, THE MAXIMUM AGGREGATE LIABILITY OF Vida Bank ITS SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND/OR AFFILIATES IS LIMITED TO THE TRANSACTION FEES PAID TO Vida Bank IN THE TWELVE (12) MONTHS PRIOR TO ANY CLAIM.

INDEMNIFY FFUTC FOR DAMAGES

You hereby agree to indemnify and defend Vida Bank and its subsidiaries, officers, directors, and employees, agents and affiliates of Vida Bank from liabilities, losses, damages, claims, and expenses (including attorney fees and costs), whether or not a lawsuit or proceeding is filed that in any way arises out of or relates to:
(i) Violation of the Terms and Conditions of Service;
(ii) Improper use of the service;
(iii) Violation of property or third party rights;
(iv) Refunds or charge-backs of fees initiated pursuant to your request;
(v) Reversed credit card payments;
(vi) Debit card and/or credit card transactions following the closing of your Vida Bank Account; and/or
(vii) Negligence or misconduct.

In the event you fail to promptly, indemnify and defend such claims and/or pay Vida Bank expenses, Vida Bank shall have the right to defend itself. Any attorney fees, costs and damages incurred by Vida Bank in settling such claims shall be paid by you within thirty (30) days of each and every of Vida Bank written request(s) for reimbursement.

GOVERNING LAW

Local laws govern this agreement. However, there is exclusive jurisdiction for any claims or disputes with Vida Bank in the courts of The United States of America. Specifically, venue for any disputes between you and Vida Bank shall be exclusively in Delaware. The language in this agreement shall be interpreted as to its fair meaning and not strictly for or against any party.

REVISIONS

Vida Bank has the right to add or modify the terms of this agreement and delivering amended terms to user via email or the Vida Bank Website(s). Use of service after the date such amended terms are delivered to user, shall be deemed to constitute acceptance of such amended terms. User agrees to review these amendments to be aware of such modifications. In the event that user does not agree to modifications made, they may cancel the Vida Bank Account and all services with Vida Bank.

DISCLAIMER

If Vida Bank is notified of potential violations, Vida Bank may take legal action including but not limited to self-help measures such as terminating, freezing, and/or blocking any accounts of yours with Vida Bank and/or seeking injunctive relief to immediately stop the volatile activity. Vida Bank has the discretion to determine which action is appropriate under the circumstances. Vida Bank is not liable for the security of communications transmitted over Vida Bank's facilities. Users are responsible for protecting the confidentiality of their respective passwords, usernames and user accounts. Users in any way shall not share their respective passwords, usernames and user accounts with any other person even if such person is related to the User. Users may not transfer their respective account to anyone else without the prior written consent of Vida Bank. If a username is misplaced or lost, the User should send an email to support@vida-bank.com. Users can use the “Forgot Your Password?” button on the website for password assistance.

CONSEQUENCES OF PROHIBITED BEHAVIOR

Violation of the policies and procedures described grants Vida Bank the authority to restrict, block, freeze or terminate access to services. Criminal behavior(s) will be reported to relevant governmental authorities.

Vida Bank reserves the right to collect administrative costs and fees regarding identifying offenders freezing Vida Bank Accounts and terminating access to services.

Updated September 30, 2022.

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